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Paying for College, a Burden That Too Many Must Suffer Through

The case for supporting Stafford loans, Pell grants, and plausible methods for making college affordable to more people.

After a year of looking at and researching colleges, traveling from Washington, D.C. to Boston, and spending seemingly endless hours filling out applications, I finally decided where I wanted to attend school for the next four years. But, as for many other students my age, the cost is the greatest factor when making such a significant decision.

This process is overwhelmingly stressful to so many students and usually takes a lot of time. Beginning with taking SATs and/or ACTs (around six hours each), the college search is something you certainly cannot do quickly. It takes hours upon hours, days upon days, and it is no small task. The anxiety is only compounded by concerns about whether or not you can afford to attend the school where you would like to go.

In the last fifty years, the cost of paying for college has sky-rocketed to a point where students, including myself, will pay at least four times more for tuition than their parents did.

Some politicians, however, seem to think little of the burden being put onto today's graduates. Former Pennsylvania senator, and then-presidential hopeful, Rick Santorum called President Obama a snob for his statement that everyone should go be able to college. Here were are, just four months later, and he has endorsed and now supports a man who not only went to college at Brigham Young University, but also has earned a Bachelors Degree from Harvard Law School (like Obama) and an MBA and JD from Harvard University. So, needless to say, that is a little hypocritical.

Now, I am, like our President, in no way saying that everyone must attend a four-year college because it is obviously not for everyone.

In his 2012 State of the Union speech, on January 24, President Obama shared one woman’s personal story in dealing with the cost of education while the demand for at least a moderate salary: “Jackie Bray is a single mom from North Carolina who was laid off from her job as a mechanic. Then Siemens opened a gas turbine factory in Charlotte, and formed a partnership with Central Piedmont Community College. The company helped the college design courses in laser and robotics training. It paid Jackie’s tuition, then hired her to help operate their plant.”

This is exactly what we need to do with our education system in the United States. Granted, not everyone chooses to be a mechanic, but this same plan could apply to other fields of employment as well. Find local companies and offices, connect them with colleges and schools so that professors are educating students about what really goes on and how to do it, and then watch the businesses, economy and, most importantly, our education system grow. Not only would this work right off the bat, but it could be copied by other districts and states, and maybe even other counties.

In less than a month, on July 1st, the interest rate on stafford Loans is set to double to 6.8%, after the decrease in subsidies in the Budget Control Act of 2011. Student loan debt as already reached over $1 trillion (and that was three months ago), and the average student loan debt on graduation is over $25,000.

Politicians would like you to think they know what is best for the education system in America. If they really did, then they all would realize how beneficial it is to keep interest rates on college loans as low as possible. If we don't, then it can (and will) only get worse. Not only for the economy, but also for the future generations of our country.

Commentor June 28, 2012 at 10:38 am
Luca, right on! All Obama has is very fine oratory skills (and I voted for him because I didn't like the alternatives). Look what's happened to the country since he's been in office. Of course, it's been a tough time for our country but I haven't seen him do much for our financial situation.
Commentor June 28, 2012 at 10:46 am
Louis, Luca is right. Schools like Harvard with high endowments give big aid packages. The trouble is there's so much competition to get in that the student has to be at the very top of his/her class to get in. That's not necessarily a bad situation -- it's more supply and demand like free commerce. If the parents are wealthy and the student is very bright, they pay a high price that they can afford and other very bright students with less money can still afford to attend. This assures Harvard of a very elite student base. Of course, they do have the minority benchmarks (I think imposed by the government) to meet and that's how the less scholastic minded students, like Obama, get to attend. It's not a perfect system but not bad.
Commentor June 28, 2012 at 10:55 am
Pam, I am a Republican because I am tired of all the entitlements the Democrats love to hand out without any thought of how to pay for them (look at where our debt has gone). Plus, these entitlements aren't doing anyone any favors -- once they're caught in the system, they can't get out. Look at the Unemployment extensions. Yes, sometimes people need it but most times, it's more convenient for the people to wait to get a job until the money runs out from Unemployment (working mothers who have to pay for day care, people who have enough money to survive without a higher paying job, etc.). That's the case with just about everyone I know who has been on unemployment (including myself).
I know this is far out there and very FDR big dealish, but I think if the government wants to get involved in things like this, they should find JOBS for the people on the dole (i.e. caring for working mother's children, fixing the roads, picking up garbage, etc.). If they did that, there'd be a lot less people looking for federal money. Watch them find jobs then! Although a registered Republican, I did vote for Obama. I gave him a chance and look what happened.
Commentor June 28, 2012 at 11:01 am
Racergurl, as far as people working longer now, it's hard to compare to when social security was implemented and people were expected to live about 2-5 years after retiring. Now they expect to live 20+ years longer and that's part of the problem.
I enjoy work and don't really care how long I have to work to make a good living. In fact, I think I'd rather work (I'm self employed) than go on vacation. It's good to enjoy something you "need" to do.
Pam Georgas June 28, 2012 at 11:16 am
Not sure this is what you meant, but requiring people to have some sort of volunteer jobs (community service) if unemployed and collecting for a long time, is not a bad idea, it keeps you moving and connected, and provides a service to the community while doing so.
Cost of day care is a huge issue, if approved volunteers on unemployment could help out working parents while they are collecting unemployment, that would be a win-win. Of course it never could be that simple, that's the problem...liability and all.
Commentor June 28, 2012 at 12:06 pm
Yes, work programs and, you're right -- it's not simple. There are unions, etc. that would be up in arms. It would be a win-win in more ways than one because many people wouldn't want to do these jobs and they would suddenly get other jobs and get off unemployment!
True American June 28, 2012 at 12:40 pm
luca the Birther, how did georgie bush jr get into harvard?
sebastian dangerfield June 28, 2012 at 01:18 pm
Pam,
You say" Sounds to me like you are one of those partisan folks that feels every one needs to walk around with a campaign button pinned on their shirt, and pick a side. That is exactly the problem in this country, both locally, and nationally." Agree completely. Too many people on this site--that are not about solutions, but in defending their side. The same people who were upset with Bush for using executive privilege (me included on 2 of the 6 times) are now calling Obama's help of Holder no problem and a result of Republican 'politics.' Nope --not politics. When you lie to congress ( as Holder even admits) you suffer consequences. The pursuit of Roger Clemens lying to Congress was a waste of money. I dont care if Roger Clemens lied--it doesnt really matter. But both parties got involved in that endeavor. When the Attorney General of the US lies-- now they laugh it off as politics? give me a break--- This country needs to look for solutions....and defending wrong programs or wrong actions because its 'your guy" will only serve to ruin us. Its interesting on this thread when you explain that social security is way different than medicare with respect to 'entitlements' we get the common " you are rush limbaugh" When we get the ' NCLB hasnt worked" we get the bush defender. Why not just debate facts? Obama got into harvard because he is black. Bush got in because of his heritage. Is it that tough to admit either? Not for me.
sebastian dangerfield June 28, 2012 at 01:21 pm
I m not a birther. I never said anything like that.
I read both of Obama's books. Have you? In those books, Obama essentially said he was the beneficiary (the rightful benefciary I may add) of a system that gave african americans an easier time getting into college. (obama by the way has 2 lenses--- the one of race, and the one where government can solve all problems--despite his difficulties as a community organizer working with government and complaining constantly about process and buerocracy--- its a strange conviction to see the ineptitude of government , yet think its the answer). In any event, you ask about Bush getting in Harvard B-school. I dont know true american. being the grandson of a US Senator helps I guess. But Bush was also an average student. Neither had handicaps --both had advantages that I didnt have. Im not bitter--in fact I understand both reasons. But to say that Obama got into Harvard despite handicaps , couldnt be further from the truth. He got into Harvard because of his "handicaps" That is the TRUTH.
Commentor June 28, 2012 at 01:34 pm
Harvard is one of the colleges that takes into account donations and whether the parents were alumni (forgot the word for this -- not a lot of colleges do this) so that may be a reason Bush (who probably wasn't the best student either) got accepted into Harvard's Business School. If it weren't for this program, Harvard probably wouldn't have the big endowment program it has which is a good thing for all other very bright people with not a lot of money.
True American June 28, 2012 at 01:37 pm
Luca the Birther - where is your proof of Obama's grades?
Transcripts have never been released. Do you have a secret source/ http://nationalinterest.org/blog/jacob-heilbrunn/obama-hiding-his-college-transcripts-6972
sebastian dangerfield June 28, 2012 at 01:52 pm
true american--did you read obama's book?
sebastian dangerfield June 28, 2012 at 02:28 pm
Going off on the other tangent
Obamacare upheld. Obama the President, has, now set many precedents not to enforce laws enacted by Congress. Should Romney be voted in as President , I wonder if the left will argue that Romney is wrong for not enforcing the laws of the land. This is the problem with allowing Obama to upset the balance of power that has been a pillar in our society. It will be wrong for Romney not to enforce law....just as it is currently wrong for Obama not to enforce law.
jfk June 28, 2012 at 03:24 pm
Luca, have you seen his college transcript? Do you know what is LSAT score was?
Of course not, babble on mr. know-it-all.
sebastian dangerfield June 28, 2012 at 03:31 pm
Yes I saw his transcript.
Thanks. It was a B- average.
Pam Georgas June 28, 2012 at 03:41 pm
I am kind of hoping Miles wrote this blog as a sociology experiment for a thesis paper...
jfk June 28, 2012 at 04:06 pm
More pure BS - how about posting it?
HealthyMom June 28, 2012 at 04:26 pm
College costs are very high. As a mother of a 4 year old; and working in the finance industry for the past 12 years, I have opened a college fund! It is important for us parents to help lessen the burden. I put in $50-$100 monthly into my daughters college plan. I advise anyone with children to do so; forget about toys and gifts, put the cash into the plan! My parents did not save for my college education, therefore I did not attend a 4 year school. I am not making that mistake with my child! Save up parents, and stop buying video games, toys, dolls etc!
Dom DeCicco June 28, 2012 at 04:40 pm
Who said going to college was a must? how about this: go to the library and then, after you have read enough, start your own college and give tuition for free. Never happen-- you would want to be paid for your services, wouldn't you? Instead, the country is being duped into thinking that college is simply an extension of public school. What a joke.
Kristy Waizenegger June 28, 2012 at 05:09 pm
Amazing isn't it?
sebastian dangerfield June 28, 2012 at 06:45 pm
true american/jfk sebastian
not able to answer a question as usual? I asked very simply--did you read either of obama's books. I did-- once you answer that--i will post his grades. incapable of honesty? I think we establshed that, and that is why you changed your name after pretending to serve our country. But answer my question...and we can proceed.
Betsy W. June 28, 2012 at 07:18 pm
Kids and parents need some soul searching. Telling a child he/she can be anything he/she wants is misleading. Kids and parents need to realize 4 years of college, 2 years of grad school do not guarantee that your kid is going to be an astronaut, corporate president, college professor or whatever. Some kids can't handle 4 years of college. They just don't have the smarts for it. For some, not all, any of the state community colleges might be the answer. And it is very affordable. Also, the CCs in CT allow you to transfer into UCONN as an option.
Tom June 28, 2012 at 07:31 pm
After the new and improved ADA regulations are implemented, they can become an advisor for the facilities that will be in violation of nearly all of the provisions. Try affording the price of mini golf after they pay big money to change the slope of their holes. This country was destroyed from within. Keep pushing for the feel good policies people. You get the government you deserve then.
http://cnsnews.com/news/article/new-disability-regs-limit-slope-mini-golf-holes-require-businesses-admit-mini-horses
NewMildew June 28, 2012 at 07:43 pm
Yeah, Tom. Those damn disabled. Asking for rights and the ability to use the same facilities and services that those without disabilities can use. How dare they?!?! They ask so much. It isn't the businesses fault that these people were born with disabilities, why should they have to change anything?
NewMildew June 28, 2012 at 07:52 pm
And have you ever read the ADA? There is something called undue hardship. A company can prove that providing an accommodation would be too expensive and provide an undue hardship. They can get tax breaks also.
sebastian dangerfield June 29, 2012 at 01:56 am
new mildew
Why do liberals always go to the default position of--those with hardships should be provided for --full stop....and if you dont support this position, you are greedy, and uncaring. Why dont we do this--- separate the country into registered democrats and registered republicans. If you want to pay for millions of dollars of healthcare treatment for someone with a very limited prognosis-- raise only democrats taxes--and feel truly good about yourself - and how you actually contribute to society. The problem with democrats are that a majority of them dont pay any taxes at all (thats right a majority) but they are more than happy to tell other people to pay for other people. It would be interesting to see the new policy and the invective if democrats were the only ones asked to pay for the thing they find so necessary and good. Im betting---that the proposals might then go in another direction. The problem with our democracy, is that once you get the party who doesnt pay taxes in power--they start spending an awful lot of money.....
NewMildew June 29, 2012 at 02:11 am
Were you dropped on your head? I'm talking about equal rights for people with disabilities. It has ZERO to do with democrats and republicans. Nothing to do with taxes.
Both Democrats and Republicans advocate for rights for people with disabilities, that includes access to things. It is NOT a political issue. I won't even respond to your idea that a majority of Democrats don't pay taxes because that just might be the stupidest thing I have ever heard. Seriously, I would have an easier time having a sensible discussion with a dining room table.
rk Jones June 29, 2012 at 02:14 am
You referring to Romneycare in the Peoples Republic of Mass ?
rk Jones June 29, 2012 at 02:15 am
So true !
Charles Cornwallace June 29, 2012 at 12:06 pm
How about this title: "Having To Pay Off College Debt; a Buden That All of Us Have Been Listening to Students Crying About." When my second son was just shy of 2, he would become frustrated by the vel-cro tabs on the sides of his huggies. he would pull at them in order to remove them and then begin crying-- he simply could not make sense of why they were there. One day, he stopped crying and seemed to begin using the potty from that point on. He stopped crying and did something about it. He didn't blame the diaper, the mother, the father, or even the company-- he just adapted. It may be time for a social curtesy flush of sorts because this behavior is starting to stink.

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solar tracker taking in the morning sun
Will Wilkin June 13, 2013 at 12:16 pm
Great to see Bethany residents converting to solar power! The article above mentions the cuts toRead More CEFIA that were temporarily inserted in the CT budget, threatening the solar rebates, but I am happy to say that funding has been restored in the final version of the budget. For those interested in a solar electric system with ALL US-MADE MATERIALS, our company Made In USA Solar LLC, based in Oxford CT, is ready to match the prices of the import-dealers AND provide the finest installation workmanship. Check us out here: www.madeinusasolar.us
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Jaimie Cura (Editor) June 14, 2013 at 10:25 am
Such an incredible photo! Thanks to Cindy for taking it and Bart for sharing it!
5th Grade Annex Building
raaji02 June 13, 2013 at 03:06 pm
A disgrace to the children of our community - INDEED! I completely understand this is "a"Read More situation and was not expected and is being taken care off in the best possible way. However, i just dont get why it took so long to address the root cause of this situation. What does it take for the town, it's admisnistration to value the need for better facilities for our children. Why does it become such a daunting task when all of the assesments have come back suggesting the need to move the kids out of the annex buildings? Wake up town of Bethany, it is in our hands to provide our kids with better infrastructure. We should have done it yesterday, when the building commitee brings forth it's recommendations, it is our turn to di it RIGHT!
Chris Myres June 14, 2013 at 01:12 pm
Heather, thank you for posting this article. My child's classroom is the one pictured above.Read More Everything you have stated is correct. Our children are basically walking on dried toilet water. The administration has a good heart but not a good response. They do the 'bear minimum' for the annex kids who have to deal with the daily torture of their environment.
Tom Cigas June 14, 2013 at 04:24 pm
Heather, VERY well-stated. You hit the nail on the head! These annex buildings ARE a disgrace.Read More They provide neither a healthy environment nor a secure environment for the students and teachers. Whether the Town decides to build another addition to the school or to utilize space at the Middle School (and I'm not so sure that's a great idea), something needs to be done as quickly as possible. If we can afford to replace our old Amity Rd. firehouse with a beautiful, modern edifice, we can afford to do the right thing for the kids.